Payment Methods Overview

Supported Methods

Method	Provider	Region	Type	Processing	Action
MBWay	Eupago	Portugal	Mobile wallet	Instant	`requisites`
Multibanco	Eupago	Portugal	ATM reference	1-3 days	`requisites`
Neteller	Paysafe	International	E-wallet	Instant	`redirect`
Paysafecard	TrustPayments	International	Prepaid voucher	Instant	`redirect`
Card	Rillpay	International	Hosted card form	Instant	`redirect`
Open Banking	Rillpay	EU	Bank transfer (OB)	Instant	`redirect`

Currency: EUR only (currently)

Method Identifiers

ID	`paymentMethod` fields	Customer requirements (in addition to `customer.id`)
`mbway-eupago`	`phone` (PT E.164, required)	-
`multibanco-eupago`	`email` (required)	-
`neteller-paysafe`	`email` (required), `emailLocked` (optional, default `true`)	-
`paysafecard-trustpayments`	`minAgeRestriction`, `countryRestriction`, `kycLevelRestriction` (all optional; `kycLevelRestriction` defaults to `SIMPLE`)	-
`card-rillpay`	`customerType` (`new`, `new_affiliate`, `existing`), `kycStatus` (`verified`, `unverified`)	`email`, `phone`, `firstName`, `lastName`, `dateOfBirth`
`openbanking-rillpay`	`customerType`, `kycStatus`	`email`, `firstName`, `lastName`, `dateOfBirth`, `nationality`

Rillpay methods have conditional customer requirements: you must include the extra customer.* fields listed above when creating the intent, otherwise the request fails validation with 422.

Discovering Enabled Methods

The API gives you the list of methods enabled on your account for a given currency:

GET /payment-methods?currency=EUR

[
  { "id": "mbway-eupago" },
  { "id": "multibanco-eupago" },
  { "id": "neteller-paysafe" },
  { "id": "paysafecard-trustpayments" },
  { "id": "card-rillpay" },
  { "id": "openbanking-rillpay" }
]

Use the returned id values as-is when calling POST /payment-intents.

Method Selection

A typical filter by customer location:

const methodsByRegion = {
  'PT': [
    'mbway-eupago',
    'multibanco-eupago',
    'neteller-paysafe',
    'paysafecard-trustpayments',
    'card-rillpay',
    'openbanking-rillpay',
  ],
  '*': [
    'neteller-paysafe',
    'paysafecard-trustpayments',
    'card-rillpay',
    'openbanking-rillpay',
  ],
};

Webhook Validation

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